Nacho Casserole

1 lb Lean ground beef
1 lg Onion;, chopped
1 16 oz can refried beans
1 cn (4 oz) chopped green chiles,, drained
1 c Shredded cheddar cheese
1 1/2 c Shredded Monterey jack cheese
1 c Taco sauce
1/4 c Chopped green onions; including tops
1 cn (4 oz) chopped ripe olives;, drained
1 Ripe avocado;, mashed
1 c Sour cream
Tortilla chips

Brown beef and crumble in a large skillet. Add onions and cook until translucent. Season to taste with salt and pepper. Spread refried beans in the bottom of an 11/13 inch baking dish; top with meat mixture. Sprinkle chiles, then cheeses, then taco sauce over all. Bake at 400°F for 20 minutes. Remove from oven and sprinkle green onions and olives over all. Mound mashed avocado in the center; top with sour cream. Serve with chips.

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